Khata Certificates: Meaning, Types and Process to Apply Online
What is Khata Certificate – Its Types and Process to Apply Online
When investing in property, it's essential to take a little caution. Whether you're opting for a home loan or making a full cash payment, verifying all the documents related to the property is crucial. These include the sale deed, title deed, property agreement, and others, which are standard in property transactions to ensure legality. For first-time homebuyers then understanding documents like Khata is particularly important. Let's understand in depth what a Khata certificate is, its significance, the types of Khata, and the online application procedure.
What is a Khata Certificate?
A khata certificate means an official document utilized for calculating and submitting property taxes. It encompasses comprehensive details about the property, including information about the owner, property dimensions, location, carpet area, built-up area, tax assessment, and a unique property identification number. This document is maintained by municipal corporations and serves as a record of tax payments made on the property.
The Khata certificate differs from a title deed. While the Khata serves as a record for property tax assessment, the title deed is a legally binding contract executed between buyers and sellers during a property transaction. Although the Khata does not confer ownership rights, it acknowledges the individuals listed as liable for paying taxes on the property.
Why do you need a Khata Certificate?
As per the Bruhat Bengaluru Mahanagara Palike (BBMP) regulations, possessing a khata certificate is a mandatory requirement for securing building permits, obtaining approvals for layout plans, and availing bank loans. This certificate also plays a crucial role in facilitating the provision of essential amenities such as electricity and water supply for a project. On the website, you will get to know about the khata certificate cost. Without a valid khata certificate, no such amenities can be provided or connected to the premises. If you're planning to buy a property, investing in residential plots for sale in Chennai can be a good option.
Understand the types of Khata Certificates
Basically, there here are two types of khata certificates: –
A Khata
The khata certificate is an official document that establishes the legal status of a property. It ensures adherence to construction norms and confirms the acquisition of necessary licenses from relevant authorities, including property taxation and building bylaws. Possessing a khata streamlines the process of securing building permits, obtaining housing loans, and acquiring an occupation certificate. Furthermore, it facilitates acquiring trade licenses, undertaking property renovations, and even aids in the transfer of ownership or sale of the property.
The Khata certificate application can be submitted by the legitimate title owner of a property by providing the necessary documents to the Revenue Officer or Assistant Revenue Officer for verification. Be sure to collect the acknowledgement receipt after submitting the duly completed application form in the approved format. You can apply for a Khata at any Karnataka government-approved Citizens Service Centre.
Below is the list of documents required to obtain a Khata certificate:
- Attested copy of the title deed
- Allocation documents granted by the State Housing Board
- Property location details
- Receipts of previously paid taxes
- Building layout plan
- Professional documents
Note: The required documents may vary depending on the locality within the city.
B Khata
B khata certificate is a temporary document issued in cases of unpaid taxes or violations of building bylaws. It is provided by the BBMP under section 108A of the Karnataka Municipal Act, 1976, which was amended in 2009. Initially, B Khata properties had some rights similar to A Khata properties.
In case you intend to construct, sell, or transfer property rights, it is compulsory to convert B Khata properties to A Khata. This ensures the legality of the property and transaction, safeguarding you from potential legal complications. To initiate the conversion process, you can submit an application to the assistant revenue officer or the designated authority responsible for Khata management, along with the required supporting documents. Upon processing the application, you can expect to receive the Khata certificate within approximately five weeks. The following documents may be required to complete the B Khata registration process:
- Title deed/Possession Certificate
- Receipts of tax payments
- Sketch of the property depicting its boundaries and location
- Improvement charges receipts
- National savings certificate
- Encumbrance Certificate if the site is vacant
Procedure to Apply Khata Certificate Online
In the past, obtaining a khata certificate was a tedious and time-consuming process, but technological advancements have made it possible to apply for a BBMP khata certificate online. Follow this step-by-step guide to apply for a khata certificate online:
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Step 1: Visit the BBMP Official Website
To apply for a khata certificate go to the BBMP official website at (https://bbmptax.karnataka.gov.in/). Click the option "Online Khata Application".
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Step 2: Select Your Area and Fill in the Details
Click on "Online Khata Application" and select your area from the drop-down list. Enter the required details, such as the property ID, owner's name, and address, and then submit the form.
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Step 3: Upload the Required Documents
Upload the necessary documents, including the property sale deed, the latest tax receipt, and other relevant documents. Ensure to follow the guidelines while uploading the documents.
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Step 4: Pay the Required Fees
After uploading the documents, pay the required fees online using net banking, credit card, or debit card.
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Step 5: Track the Status of Your Application
Log into your account on the BBMP website to track the status of the application. You will get updates on the progress of your submitted application. Once it is done, you will receive the khata certificate which you can download.
The purpose of Khata certificate and Khata extracts are different. Katha certificate is required when registration is required, one is used. On the other hand, khata extract is required when selling the property. One needs to visit the Sakala online website to download khata certificates and khata extract. Now that we have explained how to get a Khata certificate, you can go ahead and apply for yours! Explore plots for sale in Redhills by Ashok Nandavanam.