What is Completion Certificate (CC) in Real Estate?

What is Completion Certificate (CC) in Real Estate?

A Completion Certificate (CC) is a vital document received upon the completion of a construction project. Its primary purpose is to certify that the construction has been executed according to the approved building plans and complies with all relevant regulations and safety standards. The issuance of a CC is crucial for property owners as it validates the legitimacy of the construction, facilitating the process of obtaining essential utility connections (water, electricity, sewerage) and ensuring compliance with local building codes. Moreover, CC in real estate play a significant role in property transactions by enhancing marketability and resale value, as they provide assurance to buyers regarding the property's legal status and safety compliance.

What is completion certificate exactly?

A Completion Certificate means an official document issued by local government authorities or municipal corporations upon the successful completion of a construction project. It serves as conclusive proof that the construction of plots for sale in Manali has been carried out in accordance with the approved building plans, applicable laws, regulations, and safety standards. The issuance of a Completion Certificate signifies that the building is now ready for occupancy or use, as it confirms that all necessary inspections have been conducted and that the structure meets prescribed standards of safety, structural stability, fire safety, and environmental compliance.


In essence, a Completion Certificate provides assurance to property owners, buyers, and regulatory authorities that the construction has been completed in compliance with legal requirements and is suitable for its intended use. It plays a crucial role in real estate transactions by verifying the legitimacy and legality of the property, thereby safeguarding investments and ensuring transparency in the construction process.


Importance of Completion Certificate

The completion certificate is essential for developers and builders, obtaining a completion certificate are essential as it marks the conclusion of the project and enables them to legally hand over or sell the property to customers. Our property in Kundrathur comes with completion certificate without delay in occupancy or transfer of ownership. The completion certificate ensures compliance with construction norms and provides assurance and credibility to all parties involved in the construction.

What is Partial Completion Certificate?

A Partial Completion Certificate (PCC) is issued during the phased construction of a project, acknowledging the completion of specific stages or portions of the development. Unlike a full Completion Certificate format which signifies the entire project's compliance with building regulations and safety standards upon its completion, a PCC focuses on verifying the completion of distinct phases or sections. This interim certification allows developers to occupy or utilize completed parts of the project while ongoing construction continues elsewhere. It serves as evidence that the finished portions meet required standards, facilitating access to utilities and necessary permissions for those specific areas. A PCC is crucial for developers to manage phased projects efficiently, ensuring compliance at each stage and enabling partial occupancy or operational use as construction progresses towards final completion.

Comprehensive Details in a Certificate of Completion in Real Estate

A completion certificate comprehensively documents crucial information about a building project, covering essential aspects such as the property's location and identification, developer or owner details, approved building plan specifics, permitted height of the structure, and adherence to local municipal regulations. It verifies compliance with building plans, ensuring that construction has adhered to prescribed rules, including setbacks from roads and neighboring properties. The certificate plays a pivotal role in affirming the project's alignment with regulatory standards, safeguarding both the property's integrity and legal conformity.

Completion Certificate Format

Here are the key particulars typically included in a Completion Certificate

Property Details

  • Property Address
  • Plot Number
  • Land Identification Details (Survey Number, etc.)

Builder/Owner Details

  • Name of Builder/Owner
  • Contact Information (Phone Number, Email Address)
  • Address of Builder/Owner

Construction Details

  • Description of Approved Building Plan (Floor Plans, Elevations)
  • Date of Construction Completion
  • Details of Inspections Conducted

Compliance Details

  • Confirmation of Compliance with Building Codes and Regulations
  • Verification of Structural Stability by Qualified Engineer
  • Compliance with Safety Standards

Municipal Authority Confirmation

  • Name of Issuing Municipal Authority or Development Authority
  • Statement confirming thorough inspection and verification

Signatures

  • Signature of Authorized Person
  • Name and Title of Authorized Person
  • Date of Issuance

Completed format of these details certify that the construction work has been completed according to approved plans and complies with all relevant building regulations, ensuring the property is safe and legally fit for occupancy or use.

How to Check Completion Certificate Online?

To verify a completion certificate online on the Tamil Nadu CMDA (Chennai Metropolitan Development Authority) website, follow these steps:

  1. Visit the CMDA Chennai website at https://www.cmdachennai.gov.in/CCIssuedList.html.
  2. On the page, navigate to the section where completion certificates are listed, usually categorized by years.
  3. Click on the link corresponding to the relevant year for which you want to check the completion certificate.
  4. You will see a list of applicants who have received completion certificates. This list includes details such as the applicant's name, site address, approval status, and the completion certificate status.
  5. Look through the list to find the specific applicant or property for which you are verifying the completion certificate. Use any filters or search options provided on the page to narrow down your search if available.
  6. Verify that the completion certificate details match the applicant or property information you are interested in. Check the approval status and the date of issuance of the completion certificate.
  7. To export the details, you can often download the list as an Excel file. Look for an option or link provided on the webpage to download the data in Excel format.

Difference between Compliance and Occupancy Certificate

This table provides a concise comparison between an Occupancy Certificate (OC) and a Completion Certificate (CC), highlighting their purposes and the timing of their issuance in the construction process.


Occupancy Certificate Completion Certificate
Ensures safety for occupation or use. Confirms completion as per approved plans and regulations.
Issued before occupancy. Issued after construction completion.
Focuses on safety and habitability concerns. Verifies overall completion including legal requirements.
Mandatory for occupying the building. Essential for the completion of the project
Requires inspection and compliance reports. Validates adherence to building codes and approved plans.

Stage Completion Certificate (SCC)

Stage Completion Certificate (SCC) may be issued for specific stages of construction, confirming completion of certain milestones as per the construction schedule or funding requirements.


Purpose: It helps in monitoring and ensuring adherence to the planned construction stages and quality standards.

How to Check Completion Certificate Online

To check CC in real estate for a property online, follow these steps.

  • Visit the local municipal corporation or development authority's website.
  • Navigate to the section for building permissions or certificates.
  • Enter the property details such as the address, application number, or owner's name.
  • Search for the status of the certificate (OC or CC) related to the property in question.

Documents Required to Obtain OC and CC

Typically, the following documents are required to apply for an Occupancy Certificate (OC) or Completion Certificate (CC)


  1. Approved building plan.
  2. NOC (No Objection Certificate) from various departments (fire, pollution control, etc.).
  3. Completion of Construction (CoC) certificate.
  4. Structural stability certificate from a qualified engineer.
  5. Photographs of the completed building.
  6. Property tax receipts.

Conclusion

Issued by local authorities, the completion certificate not only validates the legal compliance and structural integrity of a property but also facilitates essential utilities. It increases the value of a property in the market. Completion Certificate, Occupancy Certificate and Stage Completion Certificate are the essential documents for the property. It ensures regulatory conformity in the construction and occupancy of buildings.